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Banking, Finance & FinTech5-day executive programUSD $1,999

Structured Finance & Securitization

Pool assets and structure instruments that unlock new funding.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

Your structured finance numbers satisfy the regulator but not the market: margins compress, deposits migrate, and the cost-to-income ratio drifts the wrong way. A mispriced structured finance decision does not show up in one quarter; it shows up in your cost of funding for the next five years. In five days you rebuild the structured finance decision: value chains priced, scenarios stressed, partnerships structured, and a board-grade agenda sequenced.

Context

Why this matters now

Supervisors now expect structured finance strategy to be evidenced — spreadsheets and speeches no longer satisfy them.
Capital, liquidity, IFRS 9 and AML/CFT expectations keep rising on structured finance while margins compress.
Deposits, talent and licences migrate toward institutions that can articulate a credible structured finance position.

Capability

What you will be able to do

  • Diagnose where your institution creates — and destroys — value in structured finance across the balance sheet.
  • Stress-test structured finance strategy against rate, FX and credit scenarios before the board or the supervisor does.
  • Anticipate the regulatory trajectory of structured finance before it is written into rulebooks.
  • Structure structured finance products, pricing and partnerships that survive regulatory and competitive stress.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

The Partnership With Two Ledgers

A pan-African insurer has signed a fintech partnership in structured finance: revenue is shared one way in the contract and recognised another way in the books, and the partner’s conduct is now a supervisory topic. Nobody has reconciled the two ledgers since launch.

Your decision: Renegotiate, ring-fence, or exit the structured finance partnership — before the supervisor reconciles them for you.

Commercial terms vs accounting treatmentComplaint and conduct dataExit and renegotiation cost model

IPAT Data Lab™

The structured finance unit economics at a pan-African insurer work in the business case and fail in the ledger.

Dataset: Synthetic product-level revenue, cost and capital data for a pan-African insurer.

Your task: Rebuild the unit economics, stress them against rate and funding shocks, and recommend what to scale or exit.

A stress-tested structured finance economics model and a board-grade summary page.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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