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Banking, Finance & FinTech10-day executive programUSD $2,999

Banking Transformation Academy

Competition, Open Banking, Digital Banking, Customer Analytics.

IPAT Executive Certificate 10 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

African banking is being repriced by mobile rails, instant payments, platform competitors and rising supervision — simultaneously. Institutions built for branches and margins are being asked to compete on rails and data. This ten-day academy is a complete transformation journey for banking leaders: the economics of the new landscape, the architecture of the response, and the governance to carry it through.

Context

Why this matters now

Instant payment rails and mobile money have moved the battleground from products to infrastructure.
Capital, liquidity and conduct expectations keep rising while margins compress.
The institutions that transform in the next three years will set the competitive order for a decade.

Capability

What you will be able to do

  • Diagnose where your institution creates — and destroys — value across the balance sheet.
  • Design the technology, data and partnership architecture of a competitive digital bank.
  • Read capital, liquidity and risk like an operator, not a reporter.
  • Lead a transformation agenda that regulators and boards will both endorse.

The IPAT Course Standard

The ten-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps. The ten-day format runs as two five-day residencies, extending the journey into institutional implementation.

IPAT Signature Case™

Deposits Leave at the Speed of a Rumour

A viral post questions a pan-African insurer’s solvency. The institution is sound, but its deposit base is concentrated and its app is the third-slowest in the market. By morning, the interbank line has tightened.

Your decision: Set the 72-hour posture — liquidity, communication and regulator engagement — with incomplete information about how far the run goes.

Deposit concentration scheduleLiquid asset bufferSocial velocity and sentiment data

IPAT Data Lab™

A a development finance institution cannot see where its book is quietly deteriorating.

Dataset: Synthetic loan-book panel for a development finance institution: 80,000 facilities across segments with vintage and behaviour data.

Your task: Segment the portfolio, find concentration and deterioration, and design the repricing and workout response.

A portfolio decision pack presented to the faculty credit committee.

Data → Analysis → Decision, not Data → Code → Certificate

Day 10 · The Capstone

What will you change when you return to work?

Produce a bank-wide transformation strategy: where to play, what to own, which partnerships, the funding plan and the regulatory posture.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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