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Banking, Finance & FinTech5-day executive programUSD $1,999

Scale-Up Finance: From Series A to IPO

Finance the growth curve from venture rounds to the listing bell.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

Your scale-up finance numbers satisfy the regulator but not the market: margins compress, deposits migrate, and the cost-to-income ratio drifts the wrong way. The institutions being repriced slowest are the ones that mistake technology adoption for strategy. This programme gives you the economics, the architecture and the governance to lead scale-up finance as strategy rather than scramble behind it.

Context

Why this matters now

Instant payment rails and mobile money have moved the scale-up finance battleground from products to infrastructure and data.
The institutions that set the scale-up finance competitive order are being decided within this decade, not gradually.
Every repricing event in scale-up finance — a rail, a licence, a partnership — consolidates the market around first movers.

Capability

What you will be able to do

  • Read the economics of scale-up finance like an operator: unit costs, network effects and risk-adjusted return.
  • Present a scale-up finance position to boards and supervisors with evidence they will accept.
  • Diagnose where your institution creates — and destroys — value in scale-up finance across the balance sheet.
  • Stress-test scale-up finance strategy against rate, FX and credit scenarios before the board or the supervisor does.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

The Partnership With Two Ledgers

A pan-African insurer has signed a fintech partnership in scale-up finance: revenue is shared one way in the contract and recognised another way in the books, and the partner’s conduct is now a supervisory topic. Nobody has reconciled the two ledgers since launch.

Your decision: Renegotiate, ring-fence, or exit the scale-up finance partnership — before the supervisor reconciles them for you.

Commercial terms vs accounting treatmentComplaint and conduct dataExit and renegotiation cost model

IPAT Data Lab™

A a tier-two African bank cannot see where its book is quietly deteriorating.

Dataset: Synthetic loan-book panel for a tier-two African bank: 80,000 facilities across segments with vintage and behaviour data.

Your task: Segment the portfolio, find concentration and deterioration, and design the repricing and workout response.

A portfolio decision pack presented to the faculty credit committee.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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