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Banking, Finance & FinTech5-day executive programUSD $1,999

Funds Transfer Pricing (FTP)

Price funds internally and steer profitability.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

Every conference shows a competitor's funds transfer pricing success story. Inside your institution, the same initiatives stall in committee or die in integration. Boards tolerate transformation theatre for about two budget cycles — the third one funds a competitor instead. In five days you rebuild the funds transfer pricing decision: value chains priced, scenarios stressed, partnerships structured, and a board-grade agenda sequenced.

Context

Why this matters now

The institutions that set the funds transfer pricing competitive order are being decided within this decade, not gradually.
Capital, liquidity, IFRS 9 and AML/CFT expectations keep rising on funds transfer pricing while margins compress.
Every repricing event in funds transfer pricing — a rail, a licence, a partnership — consolidates the market around first movers.

Capability

What you will be able to do

  • Price and negotiate funds transfer pricing partnerships with governance that protects the institution.
  • Structure funds transfer pricing products, pricing and partnerships that survive regulatory and competitive stress.
  • Anticipate the regulatory trajectory of funds transfer pricing before it is written into rulebooks.
  • Stress-test funds transfer pricing strategy against rate, FX and credit scenarios before the board or the supervisor does.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

Deposits Leave at the Speed of a Rumour

A viral post questions a mobile-money platform’s solvency. The institution is sound, but its deposit base is concentrated and its app is the third-slowest in the market. By morning, the interbank line has tightened.

Your decision: Set the 72-hour posture — liquidity, communication and regulator engagement — with incomplete information about how far the run goes.

Deposit concentration scheduleLiquid asset bufferSocial velocity and sentiment data

IPAT Data Lab™

The funds transfer pricing unit economics at a regional microfinance group work in the business case and fail in the ledger.

Dataset: Synthetic product-level revenue, cost and capital data for a regional microfinance group.

Your task: Rebuild the unit economics, stress them against rate and funding shocks, and recommend what to scale or exit.

A stress-tested funds transfer pricing economics model and a board-grade summary page.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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