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Banking, Finance & FinTech5-day executive programUSD $1,999

Divestitures, Carve-Outs & Exit Strategy

Exit businesses without losing the enterprise in the separation.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

Every conference shows a competitor's divestitures success story. Inside your institution, the same initiatives stall in committee or die in integration. Executives who cannot read the unit economics of divestitures end up defending yesterday's business model with yesterday's numbers. You leave able to say what your institution should own, what it should partner and what it should exit in divestitures — with the numbers to defend each.

Context

Why this matters now

Every repricing event in divestitures — a rail, a licence, a partnership — consolidates the market around first movers.
Divestitures partnerships are now board-level decisions: value and risk arrive in the same signature.
Supervisors now expect divestitures strategy to be evidenced — spreadsheets and speeches no longer satisfy them.

Capability

What you will be able to do

  • Read the economics of divestitures like an operator: unit costs, network effects and risk-adjusted return.
  • Present a divestitures position to boards and supervisors with evidence they will accept.
  • Diagnose where your institution creates — and destroys — value in divestitures across the balance sheet.
  • Stress-test divestitures strategy against rate, FX and credit scenarios before the board or the supervisor does.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

The Partnership With Two Ledgers

A development finance institution has signed a fintech partnership in divestitures: revenue is shared one way in the contract and recognised another way in the books, and the partner’s conduct is now a supervisory topic. Nobody has reconciled the two ledgers since launch.

Your decision: Renegotiate, ring-fence, or exit the divestitures partnership — before the supervisor reconciles them for you.

Commercial terms vs accounting treatmentComplaint and conduct dataExit and renegotiation cost model

IPAT Data Lab™

A a pan-African insurer cannot see where its book is quietly deteriorating.

Dataset: Synthetic loan-book panel for a pan-African insurer: 80,000 facilities across segments with vintage and behaviour data.

Your task: Segment the portfolio, find concentration and deterioration, and design the repricing and workout response.

A portfolio decision pack presented to the faculty credit committee.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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