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Banking, Finance & FinTech5-day executive programUSD $1,999

Business Case & Investment Appraisal Mastery

Appraise investments with rigour that survives the post-mortem.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

The business case agenda is stuck between two truths: the strategy deck says transform, and the income statement says the legacy book still pays the salaries. Every partnership signed without governance economics becomes a renegotiation you conduct from weakness. You will stress-test your own institution in the IPAT Data Lab™ and leave with a business case strategy that survives both a supervisor and a competitor.

Context

Why this matters now

The institutions that set the business case competitive order are being decided within this decade, not gradually.
Capital, liquidity, IFRS 9 and AML/CFT expectations keep rising on business case while margins compress.
Every repricing event in business case — a rail, a licence, a partnership — consolidates the market around first movers.

Capability

What you will be able to do

  • Read the economics of business case like an operator: unit costs, network effects and risk-adjusted return.
  • Sequence a business case transformation agenda that a board will fund and a regulator will endorse.
  • Price and negotiate business case partnerships with governance that protects the institution.
  • Structure business case products, pricing and partnerships that survive regulatory and competitive stress.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

The Partnership With Two Ledgers

A mobile-money platform has signed a fintech partnership in business case: revenue is shared one way in the contract and recognised another way in the books, and the partner’s conduct is now a supervisory topic. Nobody has reconciled the two ledgers since launch.

Your decision: Renegotiate, ring-fence, or exit the business case partnership — before the supervisor reconciles them for you.

Commercial terms vs accounting treatmentComplaint and conduct dataExit and renegotiation cost model

IPAT Data Lab™

A a pan-African insurer cannot see where its book is quietly deteriorating.

Dataset: Synthetic loan-book panel for a pan-African insurer: 80,000 facilities across segments with vintage and behaviour data.

Your task: Segment the portfolio, find concentration and deterioration, and design the repricing and workout response.

A portfolio decision pack presented to the faculty credit committee.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest
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