Open Banking API Implementation
Stand up open banking regimes and APIs.
The executive challenge
The problem this program solves
Your institution still earns most of its margin from products the mobile rails have commoditised, and the board is asking what open banking api implementation changes about that — this year. The institutions being repriced slowest are the ones that mistake technology adoption for strategy. This is where open banking api implementation stops being a product conversation and becomes an operating-model decision you can defend to supervisors and shareholders alike.
Context
Why this matters now
Capability
What you will be able to do
- Diagnose where your institution creates — and destroys — value in open banking api implementation across the balance sheet.
- Present a open banking api implementation position to boards and supervisors with evidence they will accept.
- Read the economics of open banking api implementation like an operator: unit costs, network effects and risk-adjusted return.
- Sequence a open banking api implementation transformation agenda that a board will fund and a regulator will endorse.
The IPAT Course Standard
The five-day journey
Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.
IPAT Signature Case™
Deposits Leave at the Speed of a Rumour
A viral post questions a pan-African insurer’s solvency. The institution is sound, but its deposit base is concentrated and its app is the third-slowest in the market. By morning, the interbank line has tightened.
Your decision: Set the 72-hour posture — liquidity, communication and regulator engagement — with incomplete information about how far the run goes.
IPAT Data Lab™
The open banking api implementation unit economics at a development finance institution work in the business case and fail in the ledger.
Dataset: Synthetic product-level revenue, cost and capital data for a development finance institution.
Your task: Rebuild the unit economics, stress them against rate and funding shocks, and recommend what to scale or exit.
A stress-tested open banking api implementation economics model and a board-grade summary page.
Data → Analysis → Decision, not Data → Code → Certificate
Day 5 · The Capstone
What will you change when you return to work?
Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.
Methodology
Frameworks you will master
- • IPAT Decision Intelligence Framework™
- • IPAT Transformation Architecture™
- • Value-chain decomposition
- • Risk-adjusted performance measurement (RAROC)
- • Basel-aligned capital and liquidity concepts
Cohorts
Upcoming cohorts
New dates are being scheduled
Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.
Register your interestExplore further
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