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Banking, Finance & FinTech5-day executive programUSD $1,999

Family Business Governance & Wealth Stewardship

Succession, governance, and growth of multigenerational enterprises — the engine of African private sector growth.

IPAT Executive Certificate 5 intensive days CEOs, board members, and senior leaders in banking, payments, insurance, capital markets, microfinance and their regulators and development partners.

The executive challenge

The problem this program solves

Your family business governance numbers satisfy the regulator but not the market: margins compress, deposits migrate, and the cost-to-income ratio drifts the wrong way. The institutions being repriced slowest are the ones that mistake technology adoption for strategy. This programme gives you the economics, the architecture and the governance to lead family business governance as strategy rather than scramble behind it.

Context

Why this matters now

The institutions that set the family business governance competitive order are being decided within this decade, not gradually.
Capital, liquidity, IFRS 9 and AML/CFT expectations keep rising on family business governance while margins compress.
Every repricing event in family business governance — a rail, a licence, a partnership — consolidates the market around first movers.

Capability

What you will be able to do

  • Diagnose where your institution creates — and destroys — value in family business governance across the balance sheet.
  • Present a family business governance position to boards and supervisors with evidence they will accept.
  • Read the economics of family business governance like an operator: unit costs, network effects and risk-adjusted return.
  • Sequence a family business governance transformation agenda that a board will fund and a regulator will endorse.

The IPAT Course Standard

The five-day journey

Each day is a deliberate progression in managerial capability — from strategic context, to analytical frameworks, to applied practice, to executive judgement under pressure, to a capstone that produces something your organisation keeps.

IPAT Signature Case™

Deposits Leave at the Speed of a Rumour

A viral post questions a mobile-money platform’s solvency. The institution is sound, but its deposit base is concentrated and its app is the third-slowest in the market. By morning, the interbank line has tightened.

Your decision: Set the 72-hour posture — liquidity, communication and regulator engagement — with incomplete information about how far the run goes.

Deposit concentration scheduleLiquid asset bufferSocial velocity and sentiment data

IPAT Data Lab™

A a development finance institution cannot see where its book is quietly deteriorating.

Dataset: Synthetic loan-book panel for a development finance institution: 80,000 facilities across segments with vintage and behaviour data.

Your task: Segment the portfolio, find concentration and deterioration, and design the repricing and workout response.

A portfolio decision pack presented to the faculty credit committee.

Data → Analysis → Decision, not Data → Code → Certificate

Day 5 · The Capstone

What will you change when you return to work?

Produce a digital finance transformation strategy for your institution: where to play, what to own, which partnerships, and the regulatory posture required.

You leave with: Digital Finance Transformation Strategy

Methodology

Frameworks you will master

IPAT-proprietary methodology
  • • IPAT Decision Intelligence Framework™
  • • IPAT Transformation Architecture™
Established practice you will apply
  • • Value-chain decomposition
  • • Risk-adjusted performance measurement (RAROC)
  • • Basel-aligned capital and liquidity concepts

Cohorts

Upcoming cohorts

New dates are being scheduled

Register with your preferred start date and our admissions team will match you to the next available cohort — or contact us to arrange an in-house delivery for your organisation.

Register your interest